plinch

Yield-bearing stablecoin · Hashnote

USYCHashnote US Yield Coin

Yield-bearing collateral token used extensively by trading venues as cash-equivalent margin. Backed by short-term Treasuries.

B-Composite rating

7-day yield

5.14%

AUM

$1.10B

AUM 30d change

+$95.0M

Holders on-chain

142

Overview

Asset class
Yield-bearing stablecoin
Jurisdiction
Cayman Islands
Inception
1 Sept 2023
Regulatory wrapper
Cayman SIBA
KYC required
Yes

Economics

7-day yield
5.14%
30-day yield
5.12%
Since inception
5.02%
Expense ratio
10 bps
Yield methodology
APY (accrued)
Distribution
Continuous

Scale

AUM
$1.10B
AUM 30d change
+$95.0M
Holders (on-chain)
142
Top 10 concentration
81%

Liquidity

Redemption
T+0 (collateral)
Min subscription
$100,000
Secondary market
Limited
Avg daily volume
$3.4M

Transparency

Reserve attestation
Daily ●
Last attestation
30m ago
Audit firm
BDO
Smart contract audit
Trail of Bits

Plinch rating · methodology v1.0

how this is computed →

Composite

B-

70 / 100

  • Custody17/30
  • Attestation24/30
  • Liquidity14/25
  • Smart contract15/15

Custody

58/100C+
  • Auditor: BDO (Tier 2)22/30
  • Regulatory wrapper: Cayman EF / SIBA18/35
  • Jurisdiction: Cayman Islands8/25
  • Investor identification: KYC required10/10

Attestation

79/100B+
  • Cadence: Daily70/70
  • Recency: very late2/20
  • Attesting auditor tier: BDO (Tier 2)7/10

Liquidity

56/100C
  • Primary redemption: T+035/40
  • Secondary market: Limited15/30
  • Holder distribution: Top-10 hold 81% — heavily concentrated6/30

Smart contract

100/100A+
  • Smart-contract auditor: Trail of Bits (Tier 1)70/70
  • Contract age: >2 years live, no incident30/30

Chain coverage

Ethereumprimary

Primary contract: 0x136471a34f6ef19fE571EFFC1CA711fdb8E49f2b

Updated 10m ago · From 17 sources · Methodology