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Yield-bearing stablecoin · Ondo Finance·Live data

USDYOndo US Dollar Yield Token

Non-KYC yield-bearing stablecoin backed by short-dated Treasuries. Available on multiple chains. Most liquid secondary market in the tokenised RWA category.

B+Composite rating

7-day yield

3.55%

AUM 30d change

+$78.0M

Holders on-chain

4,210

History · last 30 days

Overview

Asset class
Yield-bearing stablecoin
Jurisdiction
Bermuda
Inception
8 Aug 2023
Regulatory wrapper
Bermuda DABA
KYC required
No

Economics

7-day yield
3.55%
30-day yield
3.55%
Since inception
5.12%
Expense ratio
0 bps
Yield methodology
APY (accrued)
Distribution
Continuous (rebasing)

Scale

AUM 30d change
+$78.0M
Holders (on-chain)
4,210
Top 10 concentration
28%

Liquidity

Redemption
Instant (on-chain)
Min subscription
None
Secondary market
Active (DEX)
Avg daily volume
$12.8M

Transparency

Reserve attestation
Daily ●
Last attestation
6h ago
Audit firm
BDO
Smart contract audit
Quantstamp

Plinch rating · methodology v1.0

how this is computed →

Composite

B+

79 / 100

  • Custody18/30
  • Attestation24/30
  • Liquidity25/25
  • Smart contract12/15

Custody

60/100C+
  • Auditor: BDO (Tier 2)22/30
  • Regulatory wrapper: Bermuda DABA18/35
  • Jurisdiction: Bermuda14/25
  • Investor identification: No KYC6/10

Attestation

79/100B+
  • Cadence: Daily70/70
  • Recency: very late2/20
  • Attesting auditor tier: BDO (Tier 2)7/10

Liquidity

100/100A+
  • Primary redemption: Instant on-chain40/40
  • Secondary market: Active on-chain30/30
  • Holder distribution: Top-10 hold 28% — well distributed30/30

Smart contract

80/100B+
  • Smart-contract auditor: Quantstamp (Tier 2)50/70
  • Contract age: >2 years live, no incident30/30

Chain coverage

EthereumprimaryMantleSuiSolana

Primary contract: 0x96F6eF951840721AdBF46Ac996b59E0235CB985C

Live data updated just now · From 21 sources · Methodology